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| Provider | Service type | Compensation |
|---|---|---|
RSM US LLP3+ years Service code 10 · EIN 42-0714325 | Accounting | $27,415 |
Filed as: MERRILL LYNCH Service code 22 · EIN 13-2808480 | Insurance Broker | $23,941 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $4,280 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,828 | $155,795-46.8% | $136,298-39.2% | $69,631+19.0% |
| Participation rate | 68.6% | 75.2%-6.7pp | 81.9%-13.3pp | 70.7%-2.1pp |
| Annual return | 18.14% | 232464.33%-232446.2pp | 5156.27%-5138.1pp | 27571.02%-27552.9pp |
| Employer contribution / active EE | $1,540 | $2,991-48.5% | $4,696-67.2% | $2,032-24.2% |
| Participant deferral / active EE | $6,381 | $5,394+18.3% | $6,247+2.1% | $3,224+97.9% |
| Admin fee / account holder | $5 | $128-95.8% | $9,244-99.9% | $110-95.1% |