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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,270 | $110,551-77.1% | $80,741-68.7% | $167,536-84.9% |
| Participation rate | 66.7% | 64.0%+2.7pp | 54.2%+12.5pp | 82.1%-15.4pp |
| Annual return | 23.48% | 120.57%-97.1pp | 87.30%-63.8pp | 478.82%-455.3pp |
| Employer contribution / active EE | $1,345 | $1,543-12.8% | $1,160+15.9% | $4,839-72.2% |
| Participant deferral / active EE | $5,728 | $2,870+99.6% | $2,145+167.0% | $6,342-9.7% |
| Admin fee / account holder | $183 | $4,547-96.0% | $3,380-94.6% | $12,315-98.5% |