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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,951 | $98,760-51.4% | $149,715-68.0% | $79,858-40.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 22.38% | 27.43%-5.1pp | 276.66%-254.3pp | 31.72%-9.3pp |
| Employer contribution / active EE | $7,058 | $3,217+119.4% | $4,645+52.0% | $2,471+185.6% |
| Participant deferral / active EE | $6,907 | $5,681+21.6% | $6,842+0.9% | $3,740+84.7% |
| Admin fee / account holder | $476 | $6,053-92.1% | $9,310-94.9% | $5,306-91.0% |