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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,033 | $64,729+43.7% | $112,263-17.1% | $68,490+35.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -20.10% | -11.40%-8.7pp | 27.49%-47.6pp | -7.85%-12.2pp |
| Employer contribution / active EE | $3,236 | $2,746+17.8% | $3,636-11.0% | $2,597+24.6% |
| Participant deferral / active EE | $7,326 | $3,566+105.5% | $4,729+54.9% | $4,028+81.9% |
| Admin fee / account holder | $2,593 | $5,222-50.3% | $6,410-59.6% | $5,403-52.0% |