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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,942 | $78,670+52.5% | $109,173+9.9% | $85,847+39.7% |
| Participation rate | 96.2% | 68.3%+28.0pp | 75.9%+20.3pp | 69.3%+26.9pp |
| Annual return | 10.31% | 25.09%-14.8pp | 25.75%-15.4pp | 318.61%-308.3pp |
| Employer contribution / active EE | $1,416 | $2,734-48.2% | $3,723-62.0% | $2,565-44.8% |
| Participant deferral / active EE | $3,818 | $3,467+10.1% | $4,654-18.0% | $3,952-3.4% |
| Admin fee / account holder | $6,551 | $5,469+19.8% | $6,755-3.0% | $6,261+4.6% |