Retirement plan

ROCK CREEK LINE CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN

Name: ROCK CREEK LINE CONSTRUCTION, INC. - ROCK CREEK LINE CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: ROCK CREEK LINE CONSTRUCTION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROCK CREEK LINE CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN, ROCK CREEK LINE CONSTRUCTION, INC.

ROCK CREEK LINE CONSTRUCTION, INC.EIN 52-1909080Plan #001PY 2019

12530 KNIFE BOX ROAD - GREENSBORO, MD 21639410-482-7345LinkedIn11-50 employeesindividual & family services

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$2M

+35.4% from 2018

Total participants

+23.5% from 2018

Average account balance

$90,705

-7.7% from 2018

Annual return

19.67%

+25.92 pp from 2018

Benchmarks

See 25,909 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,909 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$101K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

107.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$799K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.32%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5352

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$7K

$164 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.329%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,705

$89,370+1.5%

$141,197-35.8%

$72,976+24.3%

Participation rate

50.0%

75.1%-25.1pp

82.5%-32.5pp

69.5%-19.5pp

Annual return

19.67%

111.88%-92.2pp

71.41%-51.7pp

81.02%-61.3pp

Employer contribution / active EE

$1,291

$3,115-58.6%

$4,736-72.7%

$2,440-47.1%

Participant deferral / active EE

$4,499

$5,419-17.0%

$6,710-33.0%

$3,608+24.7%

Admin fee / account holder

$298

$5,957-95.0%

$10,265-97.1%

$5,124-94.2%

ROCK CREEK LINE CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROCK CREEK LINE CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion