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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,775 | $177,156-27.9% | $147,027-13.1% | $154,746-17.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 2.39% | 21.94%-19.5pp | 20.23%-17.8pp | 172.34%-169.9pp |
| Employer contribution / active EE | $8,880 | $4,336+104.8% | $3,626+144.9% | $4,379+102.8% |
| Participant deferral / active EE | $4,470 | $5,797-22.9% | $4,933-9.4% | $6,730-33.6% |
| Admin fee / account holder | $1,934 | $14,904-87.0% | $12,223-84.2% | $14,365-86.5% |