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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,065 | $155,833-59.5% | $124,693-49.4% | $167,518-62.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | -0.44% | 17.98%-18.4pp | 5144.19%-5144.6pp | 478.71%-479.1pp |
| Employer contribution / active EE | $29,731 | $4,164+613.9% | $3,324+794.4% | $4,838+514.5% |
| Participant deferral / active EE | $11,324 | $5,675+99.6% | $4,615+145.4% | $6,342+78.6% |
| Admin fee / account holder | $438 | $9,534-95.4% | $7,494-94.2% | $12,312-96.4% |