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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,065 | $155,840-59.5% | $124,694-49.4% | $167,553-62.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | -0.44% | 17.98%-18.4pp | 5144.82%-5145.3pp | 478.89%-479.3pp |
| Employer contribution / active EE | $29,731 | $4,165+613.8% | $3,325+794.3% | $4,840+514.3% |
| Participant deferral / active EE | $11,324 | $5,675+99.5% | $4,615+145.4% | $6,343+78.5% |
| Admin fee / account holder | $438 | $9,536-95.4% | $7,495-94.2% | $12,316-96.4% |