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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,939 | $175,259-41.3% | $149,723-31.2% | $139,487-26.2% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 15.85% | 166.82%-151.0pp | 134.50%-118.6pp | 373.84%-358.0pp |
| Employer contribution / active EE | $288 | $5,478-94.8% | $4,821-94.0% | $4,755-94.0% |
| Participant deferral / active EE | $2,003 | $6,522-69.3% | $5,682-64.8% | $6,713-70.2% |
| Admin fee / account holder | $2,133 | $16,158-86.8% | $13,215-83.9% | $11,407-81.3% |