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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,939 | $175,257-41.3% | $149,717-31.2% | $139,456-26.2% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 15.85% | 166.70%-150.9pp | 134.41%-118.6pp | 373.45%-357.6pp |
| Employer contribution / active EE | $288 | $5,477-94.7% | $4,820-94.0% | $4,753-93.9% |
| Participant deferral / active EE | $2,003 | $6,521-69.3% | $5,682-64.8% | $6,711-70.2% |
| Admin fee / account holder | $2,133 | $16,156-86.8% | $13,213-83.9% | $11,407-81.3% |