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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,491 | $167,352-50.7% | $143,788-42.6% | $134,509-38.7% |
| Participation rate | 94.7% | 84.8%+9.9pp | 80.3%+14.4pp | 81.2%+13.5pp |
| Annual return | -17.54% | 0.47%-18.0pp | -0.03%-17.5pp | 418.13%-435.7pp |
| Employer contribution / active EE | $6,769 | $5,620+20.5% | $4,952+36.7% | $4,741+42.8% |
| Participant deferral / active EE | $1,185 | $6,447-81.6% | $5,638-79.0% | $6,400-81.5% |
| Admin fee / account holder | $14,794 | $18,091-18.2% | $14,675+0.8% | $11,427+29.5% |