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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,781 | $127,387+92.2% | $115,038+112.8% | $125,389+95.2% |
| Participation rate | 75.0% | 84.2%-9.2pp | 81.4%-6.4pp | 83.2%-8.2pp |
| Annual return | 0.81% | 31.28%-30.5pp | 26.14%-25.3pp | 282.24%-281.4pp |
| Employer contribution / active EE | $9,703 | $5,166+87.8% | $4,608+110.6% | $4,866+99.4% |
| Participant deferral / active EE | $2,840 | $6,423-55.8% | $6,026-52.9% | $5,352-46.9% |
| Admin fee / account holder | $57,905 | $9,516+508.5% | $8,175+608.3% | $9,541+506.9% |