Retirement plan

CENTER FOR DEMOCRACY AND TECHNOLOGY 403(B) (7) PLAN

Name: CENTER FOR DEMOCRACY AND TECHNOLOGY - CENTER FOR DEMOCRACY AND TECHNOLOGY 403(B) (7) PLAN (2018) Form 5500
Creator: CENTER FOR DEMOCRACY AND TECHNOLOGY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTER FOR DEMOCRACY AND TECHNOLOGY 403(B) (7) PLAN, CENTER FOR DEMOCRACY AND TECHNOLOGY

CENTER FOR DEMOCRACY AND TECHNOLOGYEIN 52-1905358Plan #001PY 2018

1401 K ST NW, STE 200 - WASHINGTON, DC 20005202-407-8816cdt.orgLinkedIn11-50 employeespublic policy

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$3.5M

-1.5% from 2017

Total participants

+14.0% from 2017

Average account balance

$61,227

-11.8% from 2017

Annual return

-6.17%

-28.62 pp from 2017

Benchmarks

See 8,161 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort8,161 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.11M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$90K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

204.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$595K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1935

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2M2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$101K

$3875 / participant

Other / not subdivided$101K100.0%

% of EOY assets

2.887%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,227

$49,177+24.5%

$79,466-23.0%

$64,173-4.6%

Participation rate

69.2%

65.0%+4.2pp

73.3%-4.1pp

69.6%-0.3pp

Annual return

-6.17%

-1.16%-5.0pp

718.28%-724.4pp

7.63%-13.8pp

Employer contribution / active EE

$4,666

$2,076+124.8%

$2,800+66.6%

$2,381+96.0%

Participant deferral / active EE

$5,572

$2,821+97.5%

$3,704+50.4%

$3,470+60.6%

Admin fee / account holder

$1,767

$3,839-54.0%

$5,104-65.4%

$4,887-63.8%

CENTER FOR DEMOCRACY AND TECHNOLOGY 403(B) (7) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTER FOR DEMOCRACY AND TECHNOLOGY 403(B) (7) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion