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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,582 | $91,536-6.5% | $130,062-34.2% | $75,177+13.8% |
| Participation rate | 41.0% | 71.5%-30.5pp | 78.5%-37.5pp | 67.2%-26.2pp |
| Annual return | 14.39% | -631.62%+646.0pp | -137.37%+151.8pp | 160.75%-146.4pp |
| Employer contribution / active EE | $1,050 | $2,845-63.1% | $4,322-75.7% | $2,671-60.7% |
| Participant deferral / active EE | $2,493 | $4,343-42.6% | $5,821-57.2% | $4,126-39.6% |
| Admin fee / account holder | $13,595 | $6,780+100.5% | $10,601+28.3% | $5,651+140.6% |