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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,216 | $99,994+3.2% | $146,643-29.6% | $85,847+20.2% |
| Participation rate | 81.5% | 73.1%+8.4pp | 80.1%+1.4pp | 69.3%+12.2pp |
| Annual return | 11.21% | 18.93%-7.7pp | 22.75%-11.5pp | 318.61%-307.4pp |
| Employer contribution / active EE | $1,607 | $2,559-37.2% | $4,137-61.1% | $2,565-37.3% |
| Participant deferral / active EE | $4,608 | $4,006+15.0% | $5,506-16.3% | $3,952+16.6% |
| Admin fee / account holder | $4,248 | $7,703-44.8% | $10,280-58.7% | $6,261-32.1% |