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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,314 | $135,956+65.7% | $123,894+81.9% | $273,972-17.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.41% | 56.63%-51.2pp | 47.52%-42.1pp | 41.46%-36.0pp |
| Employer contribution / active EE | $10,705 | $5,170+107.1% | $4,617+131.9% | $4,869+119.9% |
| Participant deferral / active EE | $8,023 | $6,343+26.5% | $5,984+34.1% | $5,287+51.7% |
| Admin fee / account holder | $35,990 | $9,817+266.6% | $8,357+330.6% | $10,133+255.2% |