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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,154 | $165,361-98.1% | $149,715-97.9% | $158,950-98.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.70% | 348.24%-330.5pp | 276.66%-259.0pp | 302.91%-285.2pp |
| Employer contribution / active EE | $1,054 | $5,103-79.4% | $4,645-77.3% | $4,762-77.9% |
| Participant deferral / active EE | $1,370 | $7,182-80.9% | $6,842-80.0% | $5,983-77.1% |
| Admin fee / account holder | $1,075 | $10,808-90.1% | $9,310-88.5% | $11,248-90.4% |