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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,574 | $117,846+132.1% | $102,434+167.1% | $145,884+87.5% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 17.92% | 31.90%-14.0pp | 29.46%-11.5pp | 551.85%-533.9pp |
| Employer contribution / active EE | $2,920 | $3,615-19.2% | $3,023-3.4% | $4,662-37.4% |
| Participant deferral / active EE | $7,907 | $5,733+37.9% | $5,055+56.4% | $6,690+18.2% |
| Admin fee / account holder | $85,144 | $13,356+537.5% | $9,462+799.9% | $13,392+535.8% |