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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,962 | $112,131+122.0% | $95,964+159.4% | $158,982+56.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 23.04% | 171.19%-148.1pp | 91.64%-68.6pp | 302.99%-279.9pp |
| Employer contribution / active EE | $692 | $3,199-78.4% | $2,541-72.8% | $4,763-85.5% |
| Participant deferral / active EE | $12,743 | $4,784+166.4% | $4,167+205.8% | $5,983+113.0% |
| Admin fee / account holder | $16,010 | $10,136+58.0% | $6,797+135.5% | $11,252+42.3% |