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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,574 | $117,895+132.0% | $102,460+167.0% | $145,897+87.5% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 17.92% | 31.92%-14.0pp | 29.47%-11.6pp | 552.29%-534.4pp |
| Employer contribution / active EE | $2,920 | $3,619-19.3% | $3,025-3.5% | $4,663-37.4% |
| Participant deferral / active EE | $7,907 | $5,736+37.8% | $5,056+56.4% | $6,689+18.2% |
| Admin fee / account holder | $85,144 | $13,353+537.7% | $9,460+800.0% | $13,390+535.9% |