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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,228 | $124,425+17.5% | $112,040+30.5% | $137,256+6.5% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 9.36% | 24.72%-15.4pp | 24.52%-15.2pp | 220.34%-211.0pp |
| Employer contribution / active EE | $2,051 | $3,411-39.9% | $2,954-30.6% | $4,156-50.7% |
| Participant deferral / active EE | $4,440 | $5,718-22.4% | $5,098-12.9% | $6,407-30.7% |
| Admin fee / account holder | $216,068 | $15,207+1320.9% | $12,098+1686.0% | $12,270+1660.9% |