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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,363 | $73,978-27.9% | $96,515-44.7% | $75,173-29.0% |
| Participation rate | 90.9% | 66.4%+24.5pp | 74.3%+16.6pp | 67.2%+23.7pp |
| Annual return | 15.80% | 26.72%-10.9pp | 35.73%-19.9pp | 160.72%-144.9pp |
| Employer contribution / active EE | $3,507 | $2,931+19.7% | $3,740-6.2% | $2,671+31.3% |
| Participant deferral / active EE | $4,623 | $3,660+26.3% | $4,880-5.3% | $4,126+12.0% |
| Admin fee / account holder | $8,318 | $5,219+59.4% | $6,735+23.5% | $5,651+47.2% |