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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,100 | $64,719-31.9% | $112,249-60.7% | $68,486-35.6% |
| Participation rate | 89.6% | 67.2%+22.4pp | 75.1%+14.5pp | 67.9%+21.7pp |
| Annual return | -17.98% | -11.40%-6.6pp | 27.48%-45.5pp | -7.85%-10.1pp |
| Employer contribution / active EE | $3,145 | $2,747+14.5% | $3,636-13.5% | $2,597+21.1% |
| Participant deferral / active EE | $4,800 | $3,565+34.6% | $4,729+1.5% | $4,028+19.2% |
| Admin fee / account holder | $7,516 | $5,232+43.7% | $6,412+17.2% | $5,404+39.1% |