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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.4+ years Service code 15 · EIN 94-1347393 | Recordkeeping | $633,775 |
CAPFINANCIAL PARTNERS LLC4+ years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $51,854 |
VENABLE LLP3 years Service code 29 · EIN 52-0517250 | Legal | $4,865 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,940 | $46,969-74.6% | $154,110-92.3% | $73,367-83.7% |
| Participation rate | 72.5% | 72.4%+0.2pp | 83.0%-10.5pp | 69.5%+3.1pp |
| Annual return | -5.16% | 821.68%-826.8pp | 735.22%-740.4pp | 173.45%-178.6pp |
| Employer contribution / active EE | $452 | $1,723-73.8% | $5,298-91.5% | $2,499-81.9% |
| Participant deferral / active EE | $1,200 | $3,162-62.1% | $5,081-76.4% | $4,033-70.3% |
| Admin fee / account holder | $63 | $47+34.3% | $13,412-99.5% | $68-8.4% |