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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,549 | $148,623-31.7% | $135,974-25.3% | $139,466-27.2% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 13.96% | 79.30%-65.3pp | 68.30%-54.3pp | 373.66%-359.7pp |
| Employer contribution / active EE | $2,678 | $5,246-49.0% | $4,859-44.9% | $4,754-43.7% |
| Participant deferral / active EE | $15,150 | $8,103+87.0% | $7,760+95.2% | $6,712+125.7% |
| Admin fee / account holder | $5,216 | $12,406-58.0% | $10,767-51.6% | $11,409-54.3% |