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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,357 | $91,198-21.8% | $178,503-60.0% | $79,856-10.6% |
| Participation rate | 28.1% | 69.2%-41.1pp | 81.9%-53.8pp | 69.6%-41.5pp |
| Annual return | 19.03% | 24.20%-5.2pp | 151.12%-132.1pp | 31.71%-12.7pp |
| Employer contribution / active EE | $475 | $3,257-85.4% | $5,011-90.5% | $2,471-80.8% |
| Participant deferral / active EE | $1,060 | $3,237-67.3% | $5,202-79.6% | $3,741-71.7% |
| Admin fee / account holder | $6,724 | $6,748-0.4% | $13,987-51.9% | $5,306+26.7% |