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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,028 | $85,171-30.7% | $172,753-65.8% | $72,976-19.1% |
| Participation rate | 34.5% | 70.1%-35.6pp | 82.6%-48.2pp | 69.5%-35.0pp |
| Annual return | 18.10% | 27.32%-9.2pp | 803.00%-784.9pp | 81.02%-62.9pp |
| Employer contribution / active EE | $518 | $3,324-84.4% | $5,144-89.9% | $2,440-78.8% |
| Participant deferral / active EE | $1,926 | $3,260-40.9% | $5,198-63.0% | $3,608-46.6% |
| Admin fee / account holder | $45,051 | $5,880+666.1% | $13,956+222.8% | $5,124+779.2% |