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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,504 | $183,539-65.9% | $155,556-59.8% | $145,897-57.2% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 17.50% | 61.31%-43.8pp | 64.84%-47.3pp | 552.29%-534.8pp |
| Employer contribution / active EE | $1,952 | $5,315-63.3% | $4,675-58.2% | $4,663-58.1% |
| Participant deferral / active EE | $5,710 | $6,467-11.7% | $5,631+1.4% | $6,689-14.6% |
| Admin fee / account holder | $412 | $19,275-97.9% | $15,885-97.4% | $13,390-96.9% |