Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,744 | $43,338+26.3% | $59,887-8.6% | $64,173-14.7% |
| Participation rate | 27.5% | 69.2%-41.7pp | 74.7%-47.2pp | 69.6%-42.1pp |
| Annual return | 7.91% | -1.55%+9.5pp | 3.46%+4.4pp | 7.63%+0.3pp |
| Employer contribution / active EE | $177 | $2,030-91.3% | $2,722-93.5% | $2,381-92.6% |
| Participant deferral / active EE | $1,443 | $2,547-43.4% | $3,402-57.6% | $3,470-58.4% |
| Admin fee / account holder | $5,459 | $3,007+81.5% | $3,591+52.0% | $4,887+11.7% |