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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,457 | $102,595-24.5% | $94,057-17.6% | $154,746-49.9% |
| Participation rate | 90.0% | 76.0%+14.0pp | 73.3%+16.7pp | 80.7%+9.3pp |
| Annual return | 6.26% | 583.42%-577.2pp | 480.62%-474.4pp | 172.34%-166.1pp |
| Employer contribution / active EE | $4,338 | $3,147+37.8% | $2,933+47.9% | $4,379-0.9% |
| Participant deferral / active EE | $5,946 | $5,118+16.2% | $4,709+26.3% | $6,730-11.6% |
| Admin fee / account holder | $41,687 | $7,736+438.9% | $7,244+475.4% | $14,365+190.2% |