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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,457 | $72,071+7.5% | $68,368+13.3% | $137,256-43.6% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.8%+16.2pp | 80.0%+10.0pp |
| Annual return | 6.26% | 353.14%-346.9pp | 292.57%-286.3pp | 220.34%-214.1pp |
| Employer contribution / active EE | $4,338 | $2,788+55.6% | $2,649+63.8% | $4,156+4.4% |
| Participant deferral / active EE | $5,946 | $4,410+34.8% | $4,123+44.2% | $6,407-7.2% |
| Admin fee / account holder | $41,687 | $5,336+681.3% | $5,150+709.5% | $12,270+239.7% |