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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,900 | $165,399-49.9% | $149,745-44.6% | $158,982-47.9% |
| Participation rate | 52.6% | 84.6%-31.9pp | 82.5%-29.9pp | 82.0%-29.3pp |
| Annual return | 13.30% | 348.34%-335.0pp | 276.72%-263.4pp | 302.99%-289.7pp |
| Employer contribution / active EE | $991 | $5,105-80.6% | $4,646-78.7% | $4,763-79.2% |
| Participant deferral / active EE | $4,037 | $7,183-43.8% | $6,843-41.0% | $5,983-32.5% |
| Admin fee / account holder | $1,017 | $10,811-90.6% | $9,312-89.1% | $11,252-91.0% |