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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,016 | $157,304-57.4% | $141,197-52.5% | $152,909-56.2% |
| Participation rate | 52.6% | 84.8%-32.2pp | 82.5%-29.8pp | 82.5%-29.8pp |
| Annual return | 17.41% | 64.34%-46.9pp | 71.41%-54.0pp | 345.46%-328.1pp |
| Employer contribution / active EE | $1,026 | $5,263-80.5% | $4,736-78.3% | $4,764-78.5% |
| Participant deferral / active EE | $3,910 | $7,111-45.0% | $6,710-41.7% | $5,851-33.2% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,265-100.0% | $11,601-100.0% |