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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,575 | $95,188+120.2% | $76,518+173.9% | $135,379+54.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -3.90% | 4.85%-8.7pp | -0.27%-3.6pp | 519.79%-523.7pp |
| Employer contribution / active EE | $6,600 | $3,303+99.8% | $2,647+149.3% | $4,779+38.1% |
| Participant deferral / active EE | $13,566 | $4,640+192.4% | $3,836+253.7% | $5,609+141.9% |
| Admin fee / account holder | $366 | $6,249-94.1% | $4,849-92.5% | $10,828-96.6% |