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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,301 | $101,063+81.4% | $81,473+125.0% | $147,586+24.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 21.92% | 32.41%-10.5pp | 38.78%-16.9pp | 578.59%-556.7pp |
| Employer contribution / active EE | $5,393 | $3,206+68.3% | $2,568+110.0% | $4,876+10.6% |
| Participant deferral / active EE | $11,262 | $4,242+165.5% | $3,537+218.4% | $5,439+107.1% |
| Admin fee / account holder | $336 | $5,812-94.2% | $4,561-92.6% | $10,886-96.9% |