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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,304 | $183,978-8.0% | $162,171+4.4% | $152,885+10.7% |
| Participation rate | 90.0% | 88.5%+1.5pp | 87.6%+2.4pp | 82.5%+7.5pp |
| Annual return | 25.07% | 150.78%-125.7pp | 115.60%-90.5pp | 345.39%-320.3pp |
| Employer contribution / active EE | $2,735 | $6,370-57.1% | $5,613-51.3% | $4,763-42.6% |
| Participant deferral / active EE | $8,121 | $8,033+1.1% | $7,297+11.3% | $5,851+38.8% |
| Admin fee / account holder | $1,437 | $13,122-89.0% | $10,843-86.7% | $11,598-87.6% |