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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,099 | $118,869-82.3% | $96,575-78.2% | $167,518-87.4% |
| Participation rate | 90.0% | 75.5%+14.5pp | 69.8%+20.2pp | 82.1%+7.9pp |
| Annual return | 5.11% | 50.49%-45.4pp | 37.79%-32.7pp | 478.71%-473.6pp |
| Employer contribution / active EE | $3,024 | $3,120-3.1% | $2,357+28.3% | $4,838-37.5% |
| Participant deferral / active EE | $8,528 | $4,616+84.7% | $3,849+121.6% | $6,342+34.5% |
| Admin fee / account holder | $1,645 | $8,067-79.6% | $6,182-73.4% | $12,312-86.6% |