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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,611 | $115,796+118.2% | $101,264+149.5% | $158,950+58.9% |
| Participation rate | 86.7% | 79.4%+7.3pp | 75.8%+10.9pp | 82.0%+4.7pp |
| Annual return | 20.96% | 56.15%-35.2pp | 46.48%-25.5pp | 302.91%-282.0pp |
| Employer contribution / active EE | $1,513 | $4,175-63.8% | $3,660-58.7% | $4,762-68.2% |
| Participant deferral / active EE | $8,298 | $4,958+67.4% | $4,370+89.9% | $5,983+38.7% |
| Admin fee / account holder | $8,129 | $7,247+12.2% | $5,947+36.7% | $11,248-27.7% |