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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,002 | $76,551-53.0% | $123,894-70.9% | $62,881-42.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 7.34% | 18.68%-11.3pp | 47.52%-40.2pp | 20.14%-12.8pp |
| Employer contribution / active EE | $2,080 | $2,882-27.8% | $4,617-54.9% | $2,281-8.8% |
| Participant deferral / active EE | $2,579 | $4,840-46.7% | $5,984-56.9% | $3,203-19.5% |
| Admin fee / account holder | $568 | $4,826-88.2% | $8,357-93.2% | $4,296-86.8% |