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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,880 | $148,623-37.5% | $135,974-31.7% | $139,466-33.4% |
| Participation rate | 72.7% | 83.9%-11.1pp | 81.9%-9.2pp | 80.3%-7.6pp |
| Annual return | 15.21% | 79.30%-64.1pp | 68.30%-53.1pp | 373.66%-358.5pp |
| Employer contribution / active EE | $3,630 | $5,246-30.8% | $4,859-25.3% | $4,754-23.6% |
| Participant deferral / active EE | $5,639 | $8,103-30.4% | $7,760-27.3% | $6,712-16.0% |
| Admin fee / account holder | $1,224 | $12,406-90.1% | $10,767-88.6% | $11,409-89.3% |