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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,980 | $175,646-54.5% | $129,118-38.1% | $134,532-40.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.2%+22.8pp | 81.2%+18.8pp |
| Annual return | -13.90% | -11.39%-2.5pp | -10.94%-3.0pp | 418.27%-432.2pp |
| Employer contribution / active EE | $4,939 | $6,355-22.3% | $5,051-2.2% | $4,741+4.2% |
| Participant deferral / active EE | $6,866 | $7,970-13.9% | $6,539+5.0% | $6,401+7.3% |
| Admin fee / account holder | $3,437 | $23,578-85.4% | $14,305-76.0% | $11,429-69.9% |