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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,409 | $171,272-60.1% | $127,803-46.5% | $152,897-55.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.0%+21.0pp | 82.5%+17.5pp |
| Annual return | 19.34% | 23.54%-4.2pp | 26.14%-6.8pp | 345.43%-326.1pp |
| Employer contribution / active EE | $3,510 | $5,451-35.6% | $4,576-23.3% | $4,764-26.3% |
| Participant deferral / active EE | $2,544 | $7,043-63.9% | $6,023-57.8% | $5,851-56.5% |
| Admin fee / account holder | $880 | $14,540-93.9% | $9,399-90.6% | $11,599-92.4% |