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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,757 | $61,787+59.8% | $97,197+1.6% | $80,925+22.0% |
| Participation rate | 42.1% | 63.5%-21.4pp | 72.7%-30.6pp | 67.7%-25.6pp |
| Annual return | 13.18% | -558.16%+571.3pp | 75.47%-62.3pp | 35.65%-22.5pp |
| Employer contribution / active EE | $2,705 | $1,836+47.3% | $2,723-0.7% | $2,756-1.9% |
| Participant deferral / active EE | $5,310 | $3,027+75.4% | $4,263+24.5% | $4,299+23.5% |
| Admin fee / account holder | $7,858 | $5,170+52.0% | $5,637+39.4% | $6,940+13.2% |