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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,870 | $53,162+35.2% | $91,227-21.2% | $68,490+4.9% |
| Participation rate | 41.2% | 63.2%-22.0pp | 73.2%-32.0pp | 67.9%-26.7pp |
| Annual return | -16.72% | -3.14%-13.6pp | 114.14%-130.9pp | -7.85%-8.9pp |
| Employer contribution / active EE | $1,042 | $1,709-39.0% | $2,851-63.5% | $2,597-59.9% |
| Participant deferral / active EE | $2,145 | $2,974-27.9% | $4,234-49.3% | $4,028-46.7% |
| Admin fee / account holder | $4,122 | $4,493-8.3% | $5,423-24.0% | $5,403-23.7% |