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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,862 | $72,492-83.6% | $87,104-86.4% | $72,975-83.7% |
| Participation rate | 51.7% | 72.8%-21.1pp | 76.9%-25.2pp | 69.5%-17.8pp |
| Annual return | 63.48% | 24.46%+39.0pp | 28.19%+35.3pp | 81.01%-17.5pp |
| Employer contribution / active EE | $1,561 | $1,894-17.6% | $2,521-38.1% | $2,440-36.0% |
| Participant deferral / active EE | $2,709 | $3,270-17.1% | $4,048-33.1% | $3,608-24.9% |
| Admin fee / account holder | $26 | $5,055-99.5% | $7,491-99.6% | $5,124-99.5% |