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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,527 | $55,930+85.1% | $76,089+36.1% | $80,925+27.9% |
| Participation rate | 18.4% | 62.1%-43.6pp | 69.1%-50.7pp | 67.7%-49.2pp |
| Annual return | 11.39% | 20.58%-9.2pp | 360.94%-349.6pp | 35.65%-24.3pp |
| Employer contribution / active EE | $438 | $1,866-76.5% | $2,690-83.7% | $2,756-84.1% |
| Participant deferral / active EE | $2,399 | $3,051-21.4% | $4,259-43.7% | $4,299-44.2% |
| Admin fee / account holder | $0 | $5,241-100.0% | $6,418-100.0% | $6,940-100.0% |