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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,382 | $82,314-18.1% | $68,808-2.1% | $134,532-49.9% |
| Participation rate | 27.8% | 75.1%-47.3pp | 69.0%-41.2pp | 81.2%-53.5pp |
| Annual return | -19.04% | -2.18%-16.9pp | -6.37%-12.7pp | 418.27%-437.3pp |
| Employer contribution / active EE | $592 | $3,301-82.1% | $2,656-77.7% | $4,741-87.5% |
| Participant deferral / active EE | $4,210 | $4,740-11.2% | $3,942+6.8% | $6,401-34.2% |
| Admin fee / account holder | $0 | $6,484-100.0% | $4,936-100.0% | $11,429-100.0% |