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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,552 | $58,627+102.2% | $76,735+54.5% | $82,448+43.8% |
| Participation rate | 15.9% | 63.2%-47.3pp | 69.5%-53.6pp | 68.1%-52.2pp |
| Annual return | 16.30% | 39.10%-22.8pp | 29.77%-13.5pp | 41.64%-25.3pp |
| Employer contribution / active EE | $341 | $1,729-80.3% | $2,454-86.1% | $2,551-86.6% |
| Participant deferral / active EE | $2,059 | $3,134-34.3% | $4,088-49.6% | $4,139-50.3% |
| Admin fee / account holder | $0 | $5,323-100.0% | $7,189-100.0% | $7,234-100.0% |