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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,256 | $175,231+2.3% | $149,696+19.7% | $139,466+28.5% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 15.54% | 166.77%-151.2pp | 134.46%-118.9pp | 373.66%-358.1pp |
| Employer contribution / active EE | $8,193 | $5,478+49.6% | $4,821+69.9% | $4,754+72.3% |
| Participant deferral / active EE | $11,795 | $6,521+80.9% | $5,682+107.6% | $6,712+75.7% |
| Admin fee / account holder | $627 | $16,155-96.1% | $13,212-95.3% | $11,409-94.5% |