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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,581 | $167,362+7.9% | $143,799+25.6% | $134,532+34.2% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -12.90% | 0.47%-13.4pp | -0.04%-12.9pp | 418.27%-431.2pp |
| Employer contribution / active EE | $8,503 | $5,620+51.3% | $4,952+71.7% | $4,741+79.3% |
| Participant deferral / active EE | $9,532 | $6,447+47.8% | $5,638+69.1% | $6,401+48.9% |
| Admin fee / account holder | $1,266 | $18,094-93.0% | $14,677-91.4% | $11,429-88.9% |