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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,718 | $77,816+11.4% | $123,552-29.8% | $64,173+35.1% |
| Participation rate | 74.1% | 74.7%-0.6pp | 82.3%-8.2pp | 69.6%+4.6pp |
| Annual return | -5.93% | 12.49%-18.4pp | 119.20%-125.1pp | 7.63%-13.6pp |
| Employer contribution / active EE | $4,416 | $3,014+46.5% | $4,628-4.6% | $2,381+85.5% |
| Participant deferral / active EE | $8,641 | $5,240+64.9% | $6,426+34.5% | $3,470+149.0% |
| Admin fee / account holder | $1,276 | $5,519-76.9% | $9,285-86.3% | $4,887-73.9% |