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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,263 | $159,934+241.6% | $147,005+271.6% | $145,959+274.3% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.1pp |
| Annual return | 10.88% | 98.24%-87.4pp | 418.76%-407.9pp | 561.95%-551.1pp |
| Employer contribution / active EE | $11,500 | $5,287+117.5% | $4,934+133.1% | $4,661+146.7% |
| Participant deferral / active EE | $9,085 | $8,427+7.8% | $8,070+12.6% | $6,689+35.8% |
| Admin fee / account holder | $100,617 | $15,053+568.4% | $13,006+673.6% | $13,398+651.0% |