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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,961 | $65,364+2.4% | $92,909-27.9% | $72,975-8.2% |
| Participation rate | 54.2% | 68.3%-14.1pp | 76.0%-21.8pp | 69.5%-15.3pp |
| Annual return | 22.13% | 42.11%-20.0pp | 109.44%-87.3pp | 81.01%-58.9pp |
| Employer contribution / active EE | $1,377 | $2,594-46.9% | $3,653-62.3% | $2,440-43.6% |
| Participant deferral / active EE | $2,361 | $3,128-24.5% | $4,238-44.3% | $3,608-34.6% |
| Admin fee / account holder | $1,667 | $4,251-60.8% | $5,795-71.2% | $5,124-67.5% |